We want to know about your experiences around the issue of self-funding people accessing Shared Lives. Please spare a few minutes to answer some questions - it will help us to expand the offer of Shared Lives to people who pay for their own care all around the UK.
Access to Shared Lives is usually through a referral from a social worker or health provider and comes with a financial assessment and an established pathway to pay for the service.
Under the enormous pressures of austerity, however, many older people are no longer meeting the assessment criteria for care and are having to fund their own care needs. People with a dementia diagnosis are often not offered a paid for service until the dementia is far advanced.
In recent years, as services have been reduced, many people have been forced to self-fund support to increase their quality of life. Family and informal carers may also choose to pay towards care and support for a loved one to supplement the informal support they provide or to provide respite.
Until recently it was difficult for Shared Lives to support self-funders due to tax laws, but in November 2017 a significant update to tax law was announced which ensures that Shared Lives carers can continue to claim tax relief when they support people who pay for their own care.
There is little understanding of how self-funders can access Shared Lives, particularly those schemes that are operated by local authorities. Shared Lives Plus are looking at how to open up Shared Lives to Self-funders and develop pathways for self-funders wishing to use Shared Lives. As a first step we are interested to find out more about how schemes are offering support to people who self-fund their care.
Definition of Self funder:
A self-funder is a person who pays the full cost of their care and support from their own financial resources.
People may self-fund their care and support because:
1) They have not approached public authorities and made their own arrangements for their care and support.
2) They have been assessed by the Local Authority and do not meet the threshold for publicly funded assistance.
3) They have been assessed by the Local Authority as being eligible forcare and support services but have savings or assets above the self-funding threshold set by the government currently, £23,250.